Meet Captain Frost and find out how we helped him find his new home in Mallorca

Today MMC is a team of 6 multilingual mortgage experts based in the heart of Palma handling clients from all over the world. “Whether you are buying for 300.000€ or 3 million € the process is the same, our expertise lies in finding the right bank to suit the needs of a client.” Tracey explains that not all banks will treat you equally. “People working in the yachting industry will often run into brick walls when trying to source a mortgage because they simply go to the wrong bank themselves or don’t know how to present their application correctly.”

Jason Frost, a yacht captain of 8 years, soon found he was out of his depth (pun intended) when he applied for a mortgage with his own Spanish bank.

“I had paid a 60k deposit as I was told by my own bank, who I had been with for years, that a mortgage would be no problem. Only to find at the last minute they had declined me because I wasn’t in my job long enough. Honestly, if I hadn’t found out about Mallorca Mortgage then I would have lost my deposit. They saved my bacon and possibly my marriage too!”

If you are looking to purchase a property and need a mortgage, or if you simply want to know what you can borrow, talk to the team at Mallorca Mortgage Consultancy for a free, no obligation mortgage assessment today.

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(1) Property Deposit – Percentage (%) of the property price that is not financed. Your property deposit payment amount will be determined by various factors and can affect the interest rate you receive, as some lenders typically offer lower rates for borrowers who make a larger property deposit. We will guide you through is process.

(2) Fees & Taxes – We recommend you estimate between 10% to 14% of the purchase price to cover the fees (Notary, Registry and Administration) and taxes related to the property purchase. The current Fees & Taxes are based on 12% as a guide only.

(3) Total Needed To Purchase – This is an estimate of the total amount needed to complete the purchase of the property. This includes the (1) Property Deposit & (2) Fees & Taxes.

IMPORTANT: Do not pay a deposit on a property until you have a confirmed mortgage offer from us.

To start this process, please complete our 24 hour Mortgage Pre-Approval form here: